I use to believe in luck (before I met our peg) ,because (I believe) everything happens for a reason.
Like meeting that girl (or lad) when you were supposed to be somewhere else then later you get married and find out that she's your soul mate.
Sadly nowadays it seems the tides have turned and, if it wasn't for bad luck I'd have no luck (I'd probably win the lotto and lose the ruddy ticket)