[accyman]

car insurance is legalized extortion because by law we have to have it the companies can use any trick in the book to charge you more and theres not much we can do about it.

im not saying we shouldnt have it law that we have car insurance but i think we shoud be protected from insurance companies especially now that your premium can go up if you are in an accident that wasnt your fault or report something then decide not to claim and your premium still go up despite not claiming

as for your situation insurance companies proffit from peoples forgetfullness or lazyness and know that a lot of people either sit back and let auto renewal take care of things or cant be bothered shopping around filling in details over and over again

it used to be that if you didnt claim and stayed with a company your next years insurance would be lower.Now you can find that despite not claiming your price can be double