Quote:
Originally Posted by BERNADETTE
I don't think you can blame the banks entirely for these huge debts. I have never used a credit card and although I can see the positives to them for a lot of people it is not a route I would ever choose. The problem is people want everything now whether they can afford it or not. Thus they use the plastic and find themselves drowning in debt, hardly the banks fault.
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Totally agree Bernie, I do use credit cards but for my convenience, but what I was say was that Banks shouldn't be allowed to increase your credit limit a the drop of a hat like they have done over the years, some people can handle it others can't, unfortunately there are more who can't than can