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Originally Posted by BERNADETTE
Agree John but the ones who can't manage their money would get credit from somewhere, there is no such thing as waiting till you can afford things to some people
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I think its down to how you were brought up Bernie, I was lucky my mother was a genius with money, and it must have rubbed off, she always used a saying (don't think she knew it was from Bill Shakespeare) which was, "Be neither a borrower nor a lender be" and I've certainly always used that as a yard stick, the only time I have paid monthly for anything is when its been on interest free credit and that was only once. If I need anything I save up until I can afford it, I think the thing is I can't bare to think I owe anybody money