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MargaretR 11-11-2009 13:35

Re: Unwanted credit
 
I asked for my credit limit to be reduced, and it was done over the phone with no problem.
In case it is lost or stolen it reduces the amount which can be fraudulently obtained by the thief

garinda 11-11-2009 13:50

Re: Unwanted credit
 
Quote:

Originally Posted by MargaretR (Post 762199)
I asked for my credit limit to be reduced, and it was done over the phone with no problem.
In case it is lost or stolen it reduces the amount which can be fraudulently obtained by the thief


...and since it's the banks/credit companies who'll pay if it's lost or stolen, you think they'd want to limit people's credit limits.

Still, they'll get it all back in charges, for those who do rack up debts with them.

jaysay 11-11-2009 16:32

Re: Unwanted credit
 
Quote:

Originally Posted by garinda (Post 762193)
For booking flights etc. I applied for my first credit card twenty years ago, and chose the lowest credit limit, which was 1,000.

I always paid it off monthly, so never paid any interest.

Even though I never requested it, my limit kept creeping up. Today it's thirty times what it was originally, even though I'm living on greatly reduced circumstances, and am offically retired, and living off a pension.

If I start believing the nutters with placards, that the end is nigh, and they offer a little more proof, I might blow the lot go and on a massive spending spree.

:D

Don't do it Rindi them with the placards tell lies:D


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