The cost of living - Page 2

flashy · 06-02-2009, 12:23

when i moved into this house almost 13 years ago i paid £15 a month for it, its gone up £15 in 13 years

pipples, i use quite a lot of water, i have at least 1 / 2 baths a day myself and Reece has 1 / 2 a day depending on how he feels when he gets home from school, i've got used to budgeting for that amount now so it really doesnt bother me, i'm quite good with my money, i'm not in a penny of debt and all my bills get paid

Speedy · 07-02-2009, 22:06

Quote:

Originally Posted by ***Mr D***

Cost of living, expensive dont you think.

Rent - £350
Rates - £100
Gas - £61
Electric - £82
TV Lic - £11.95
Water - £16.14

Total = £621.09

That just the Basics most people will have to pay

Thats more than i earnt last month, and i did nearly 40hours a week

Starting to see why so many stay on benifits rather than work, my job isnt what i would describe as difficult but i do work hard and sometimes long hours (over 60hours this week

). When i do get paid (low pay £4.77ph) the tax man walks away with a HUGE chunk of what should be mine.

TBH life is too expensive, and its not as if i spend my money on luxuries, id say probably the only luxuries i pay for are my internet (£7.50 a month), and the occaisonal new outfit, I really dont understand how people can be careless with money, I currently owe about £400 which im currently paying off very quickly, but i have learnt my lesson getting into debt sucks.

I now plan to spend the rest of my life debt free

.

flashy · 08-02-2009, 06:37

Speedy, just a though BUT are you not entitled to working family tax credits/ tax credits? if you are single you may be and if you are with someone you also may be entitled to them, i said may be, its just a thought, go down the tax office in accy, you have nothing to lose

emamum · 08-02-2009, 12:19

speedy should be able to get child tax credits cos of the little ones shouldnt he?

jambutty · 08-02-2009, 12:38

Quote:

Originally Posted by emamum

oh no, not water meters.....jambutty was ranting about then not long ago wasnt he?

Not ranting emamum – just reporting as it is.

jambutty · 08-02-2009, 12:51

Quote:

Originally Posted by Neil

You were brought up better than to be rude about old folk. Anyway he does not rant, he moans

No more than anyone else.

Isn’t the thread starter a moan about the cost of living?

Speedy · 08-02-2009, 21:44

Quote:

Originally Posted by emamum

speedy should be able to get child tax credits cos of the little ones shouldnt he?

Im not 100% sure but i think the girlfriend already gets them, we dont live together and the little ones live with her so im fairly sure she gets that....if not then i might enquire about it.

But TBH i hate claiming any sort of benefit even when im entitled to it, prefer to feel like i have earned my money (no offense to those on benifits just not my cuppa tea).

Also money isnt really something i worry about, i make enough money in my job to keep myself and the little ones with food and clean clothes so im more than happy with that.

flashy · 09-02-2009, 05:55

speedy you can get tax credits for yourself if you are working and on your own

Less · 09-02-2009, 08:59

Quote:

Originally Posted by Speedy

But TBH i hate claiming any sort of benefit even when im entitled to it, prefer to feel like i have earned my money (no offense to those on benifits just not my cuppa tea).

We all make that mistake when we first have to claim for something, (it's a pride thing).

In my case after I'd made my first claim I was given the choice of two different claims, I had no idea which suited me and said so also asking the difference between the two.

I was told that one system was for people that were fully paid up with their national insurance, the other was 'usually', (note the 'usually'), for those that either hadn't any or owed some payments. I was pleased to say my payments are up to date so went for the first choice, only to find much later that had I gone for the second choice, I would have got an extra few pounds per week and such things as prescription charges would be free on that entitlement.

If you are unfortunate to be in a position were you can claim, don't let pride get in the way, it is your entitlement, always claim for the maximum it is you'res by right.

lancsdave · 09-02-2009, 09:49

Quote:

Originally Posted by Speedy

Im not 100% sure but i think the girlfriend already gets them, we dont live together and the little ones live with her so im fairly sure she gets that....if not then i might enquire about it.

But TBH i hate claiming any sort of benefit even when im entitled to it, prefer to feel like i have earned my money (no offense to those on benifits just not my cuppa tea).

Also money isnt really something i worry about, i make enough money in my job to keep myself and the little ones with food and clean clothes so im more than happy with that.

If they are your children and your girlfriend is claiming the relevant tax credits then indirectly ( or directly whichever way you look at it ), you are already claiming benefits. In actual fact indirectly you may be getting more than others.