[entwisi]

Originally Posted by pendy

My insurance is through the roof on an aged car, bought for £1,500. I am 58, have never had an accident I have caused, and have a clean licence. I can't find my old insurance documents, so I can't prove my previous no claims bonus. SO - my insurance this year is going to be over one-third of the value of the car.

The one and only time, in many years of driving, that I did have an accident, it was an idiot on the M1 who ran into the back of me in full daylight. He caused £1,200-worth of damage to my car and - GUESS WHAT - THE B****** WASN'T INSURED!!! I had the choice of sueing him, and perhaps getting a tenner a week, losing my no-claims bonus (which was then about £700 on my GTi) for several years, or paying it myself. It made more economic sense to pay it myself, although it crippled me financially for some time.

Pendy, Ring up your previous insurers and ask for proof of NCD. They have to supply it by law.

Ian