Quote:
Originally Posted by jambutty
It seems that things have changed since the last time that I bought car insurance. Then I did not have to produce an MOT certificate to insure my car. I had to produce a valid MOT and Insurance to tax it though. Maybe you are getting confused in that if an insured car does not have a current valid MOT and a claim is made against it the insurance becomes invalid. The same would apply if it isn’t taxed.
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You do not need to produce a MOT to insure a vehicle.
I have also yet to read in a policy a wording anything relating to insurance being invalidated dut to not having a MOT or Road Tax.
The Insurer would ALWAYS be made to pay any Third Party Claims, but could possible make a deduction to any claim relating to your own damage.