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Acrylic-bob 11-09-2005 17:22

Project Lame Duck
 
What is the difference between a grant and a loan?

Residents in the phase II area of the Project Phoenix redevelopment are wondering.

Councillor Tony Dobson, speaking for the council said that, "People in phase one are not getting a better deal than those in phase two."

At issue is the fact that residents in Phase I were given a grant of up to £30,000 to help them buy another home which they will not have to pay back - ever. It now turns out that residents in Phase II will be allowed an Equity Loan of up to £30,000 for the same purpose but, they will have to pay back this loan when they either sell their home or when they die, whichever happens first.

Contrary to councillor Dobson's assertion I would say that on balance the residents of Phase I were actually getting a damn sight better deal than those in Phase II.

What do you think?

Gayle 11-09-2005 17:27

Re: Project Lame Duck
 
I wondered about that. It didn't seem to add up to me either!

Neil 11-09-2005 18:13

Re: Project Lame Duck
 
Quote:

Originally Posted by Acrylic-bob
they will have to pay back this loan when they either sell their home or when they die, whichever happens first.

I can see HBC hiring hit men so they can recover the money :D
Sounds like phase 2 people are getting the yukky end of the stick.

SPUGGIE J 11-09-2005 19:13

Re: Project Lame Duck
 
Is it not time the council played fair? The people who are being messed around and HBC have forgotten they are voters. There should be no difference between I and II as they are not going willingly are they.

grego 11-09-2005 19:33

Re: Project Lame Duck
 
I'd say there's a massive difference between the two, and I'm sure anyone having to payback the £30,000 would agree.

SPUGGIE J 11-09-2005 19:37

Re: Project Lame Duck
 
The council must have thought it a great idea at first but when phase 2 came about the realised the cost and had monetory heart failure. They need to realise this is peoples lives they are messing with and not one of their hair brained town centre ideas. They have no idea what damage they are doing to these people as they are like the tin man no heart.

accymel 11-09-2005 19:39

Re: Project Lame Duck
 
The difference between the 2 is £30,000 but cannot understand why pay one as a grant & the other as a loan:confused: it beggars beleif

Gayle 11-09-2005 20:49

Re: Project Lame Duck
 
It's not the Council that will have to pay any of the £30ks to anyone. As I understand it it's all coming from Elevate.

WillowTheWhisp 11-09-2005 20:51

Re: Project Lame Duck
 
Wait a minute A-b, let me think.

£30,000 you never have to pay back at any time ever versus £30,000 you have to pay back if you sell your house or die.

Erm, takes a lot of thinking about that does. I can see why the council got confused. I mean the figure of £30,000 features in both alternatives so that has obviously confused them.................but I know which one I'd prefer and I dare say any given member of Hyndborg BC if asked "Hey would you like £30,000 for free or £30,000 you have to pay back?" would pretty soon find they can understand the difference too.

No wonder the residents in Phase II are complaining.

Anyoldhow. Quite apart from anything else surely it's is the council's responsibility to rehouse these people? Will they find alternative housing for £30,000?

lettie 12-09-2005 07:01

Re: Project Lame Duck
 
Hmmmm, I'd say that there is a huge difference between a grant and a loan.

If Mr Dobson thinks that the people in phase 1 are not getting a better deal, then maybe it's time he was voted out for being so obviously dim.......

Mick 12-09-2005 07:07

Re: Project Lame Duck
 
4 Attachment(s)
And you only get the equity loan if you buy a house in the HYNDBURN area if you want to move out of this area then you will not get the £30,000 equity loan.
I went last week to a meeting with Less and was given a (HELP PACK)

WillowTheWhisp 12-09-2005 07:12

Re: Project Lame Duck
 
So don't they get any compensation for being turfed out on the street? I mean if the area wasn't being re-developed and they wanted to move out of Accy they'd have a house to sell.

The council can't just chuck people out of the homes they OWN and not pay them a penny. That's little short of robbery. What happened to "compulsory purchase" where the owner was given what was deemed to be the market value of the property? Mind you they never really did get the full market value but the council can't just take their homes and give them nothing! Can that be legal?

Mick 12-09-2005 07:24

Re: Project Lame Duck
 
1 Attachment(s)
Quote:

Originally Posted by WillowTheWhisp


The council can't just chuck people out of the homes they OWN and not pay them a penny. That's little short of robbery. What happened to "compulsory purchase" where the owner was given what was deemed to be the market value of the property? Mind you they never really did get the full market value but the council can't just take their homes and give them nothing! Can that be legal?

They will apply for Compusory Purchase Orders and you will get very little for your house.

WillowTheWhisp 12-09-2005 07:31

Re: Project Lame Duck
 
You can see how it works can't you? Let the area get as run down as possible, value the houses at next to nothing because they are in such a run down area and then tell the residents that chucking them out is for their own good.

Neil 12-09-2005 10:44

Re: Project Lame Duck
 
Quote:

Originally Posted by WillowTheWhisp
You can see how it works can't you? Let the area get as run down as possible, value the houses at next to nothing because they are in such a run down area and then tell the residents that chucking them out is for their own good.

Who do you blame for the area being run down and why?

WillowTheWhisp 12-09-2005 11:42

Re: Project Lame Duck
 
The sort of "run down" I was thnking of doesn't apply to the occupied houses but to the empty ones that were left with gaping holes in the roof and broken windows.

The people who are complaining about being forced out of their homes in Phase II have decently kept and cared for homes but they are in, or close to an area that has others (or had others - they may well have been demolished by now) which were almost ruins.

cashman 12-09-2005 11:46

Re: Project Lame Duck
 
Quote:

Originally Posted by WillowTheWhisp
So don't they get any compensation for being turfed out on the street? I mean if the area wasn't being re-developed and they wanted to move out of Accy they'd have a house to sell.

The council can't just chuck people out of the homes they OWN and not pay them a penny. That's little short of robbery. What happened to "compulsory purchase" where the owner was given what was deemed to be the market value of the property? Mind you they never really did get the full market value but the council can't just take their homes and give them nothing! Can that be legal?

perhaps mr dobson is a distant relative of DICK TURPIN. :D

SPUGGIE J 12-09-2005 18:32

Re: Project Lame Duck
 
Mr Dobson sounds like a medievil baron and proberly has about as much carissma and commen sense.

Mick 13-09-2005 10:49

Re: Project Lame Duck
 
1 Attachment(s)
http://www.accringtonweb.com/gallery...cat/532/page/1

just took some pics of .......... being pulled down (Project Phoenix )

can someone come up with why start in the middle of the block ??

accymel 13-09-2005 10:56

Re: Project Lame Duck
 
Brill pictures Mick, dunno why they would start in the middle but one picture of demolished part of the house & the gas fire is still there hanging about upstairs LOL

accymel 13-09-2005 10:58

Re: Project Lame Duck
 
Mick you have pleased very much the ladies at Accyweb...... a picture of firemen!!!!!!!:D ;)

Mick 13-09-2005 11:54

Re: Project Lame Duck
 
3 Attachment(s)
Quote:

Originally Posted by accystanmac
Mick you have pleased very much the ladies at Accyweb...... a picture of firemen!!!!!!!:D ;)

If thats all you want here !!!:D enjoy yourself ladies

Tinkerbelle 13-09-2005 12:05

Re: Project Lame Duck
 
A nomination to Gayles accyweb awards ceremony for Mick, for the best pics on accyweb I think :D


If you find me loitering in this thread for too long, I apologise in advance ;)

accymel 13-09-2005 13:47

Re: Project Lame Duck
 
Seconded!!!!!!!!! Definately made my day :D



Quote:

Originally Posted by Tinkerbelle
A nomination to Gayles accyweb awards ceremony for Mick, for the best pics on accyweb I think :D


If you find me loitering in this thread for too long, I apologise in advance ;)


accymel 13-09-2005 13:49

Re: Project Lame Duck
 
Quote:

Originally Posted by mick
If thats all you want here !!!:D enjoy yourself ladies

Thank you Mick nice to think of us ladies :D ooooooo i can switch between 3 i only saw at 1st lol, how come you managed to take pictures of firemen????

Mick 13-09-2005 13:54

Re: Project Lame Duck
 
After i saw your post i went back and took them for you
The hole area is comming down and i used to live in Rutland St
i am not sure why they were there and could not get close enough to ask them or i would have asked them to pose for a pic for you all hehe

accymel 13-09-2005 13:58

Re: Project Lame Duck
 
Aaawwwww you went back especially for us thats soooo sweet:)

It must be a sad end when streets you have lived on have to be pulled down its amazing to think the history & stories those houses could tell.

park381 02-12-2005 16:20

Re: Project Lame Duck
 
Thought this thread was worthy of bringing back from the archives following the article in this weeks observer, looks like phase II has been put on hold due to resident power

http://www.accringtonobserver.co.uk/...e_protest.html

Acrylic-bob 03-12-2005 01:48

Re: Project Lame Duck
 
"The entire Project Phoenix envisaged demolishing 600 houses and replacing them with 300 new homes along with community facilities.

A total of 188 have been dealt with under phase one of the scheme and the fate of the remaining 290 in phase two has still to be determined.


Laura Sharpe

First published by the Accrington Observer "


I think that someone needs to teach Ms Sharpe how to count!

park381 03-12-2005 07:28

Re: Project Lame Duck
 
[Over 300 residents from the affected streets and the wider community signed a petition against demolition, which was supported by a detailed report from residents of Poland Street, Holland Street and Lower Antley Street.
Instead of demolition, the report suggested offering grants to renovate the homes which it described as structurally sound.]

If the houses are structurally sound why demolish them. All could be refurbished at a fraction of the cost of demolish and rebuild.............or is it just someone's "grand plan"

SPUGGIE J 03-12-2005 08:37

Re: Project Lame Duck
 
The grand plan is sell the land to a private developer and make wads of cash locals wont see. :rolleyes:

Neil 05-12-2005 16:42

Re: Project Lame Duck
 
Personally I think the rebuild new is a better option. There are several areas of Accrington that I think should be pulled down and redeveloped.

park381 05-12-2005 17:44

Re: Project Lame Duck
 
Quote:

Originally Posted by Neil
Personally I think the rebuild new is a better option. There are several areas of Accrington that I think should be pulled down and redeveloped.

Why's that neil, some of the residents have lived there for 30 years, own their house so they have no mortgage or loan.

I do not think that wholesale demolition is the answer, if its green spaces you are after, then following the series of aerial photos in this week ends observer, I think you would need to demolish nearly all of accrington.

SPUGGIE J 05-12-2005 18:14

Re: Project Lame Duck
 
If the demolition is selective and the properties that are to come down are not economically repairable then fine. Its when they deside that the area would be better green is sold off a few years down the line.

park381 05-12-2005 19:00

Re: Project Lame Duck
 
Quote:

Originally Posted by SPUGGIE J
If the demolition is selective and the properties that are to come down are not economically repairable then fine. Its when they deside that the area would be better green is sold off a few years down the line.

The demolition is selective in so much that it identifies the street or streets to be demolished,it would seem that the residents of phase II have managed to get a surveyor to check the properties, his report suggests the buildings are structurally sound. This is why phase II has been put on hold

Neil 05-12-2005 19:15

Re: Project Lame Duck
 
Quote:

Originally Posted by park381
Why's that neil,

Nothing to do with green spaces. I did not say it was best for residents. I think it would be better for the town if certain areas were demolished. Come on, there are some pretty horrible areas of Accrington after all. I am not saying that necesarily about the area that they are pulling down but a lot of that area has been looking iffy for a few years now. I also think they should pull down many of these old empty building's we have decaying around the borough. The first area that springs to mind is around the traffic lights at Church, where the Commercial pub has been empty for years, flatten the whole area and regenerate it.

park381 05-12-2005 19:48

Re: Project Lame Duck
 
Quote:

Originally Posted by Neil
The first area that springs to mind is around the traffic lights at Church, where the Commercial pub has been empty for years, flatten the whole area and regenerate it.

"Church Canal Gateway" thats what HBC are calling it, the relative "new" block of council houses that have just been demolished at church, are to make way for a "stand alone" project
http://www.hyndburnbc.gov.uk/Your_Co...anal%202_1.pdf

park381 05-12-2005 19:54

Re: Project Lame Duck
 
Quote:

Originally Posted by Neil
I also think they should pull down many of these old empty building's we have decaying around the borough.

Some of these old building, in particular old mills, commercial premises would make good living accommodation, flats, apartments just have a look round and see what other authorities have managed to do in the way of regeneration. All it needs is an Architect with a little vision

Neil 05-12-2005 20:24

Re: Project Lame Duck
 
Just knock 'em down :)

Mick 02-03-2006 13:06

Re: Project Lame Duck
 
6 Attachment(s)
just took these pics of Rutland st
i used to live at number 2 which is the first one with the pics of the back of the house

SPUGGIE J 02-03-2006 21:35

Re: Project Lame Duck
 
I spent my first 5 years in a terraced house and even after we left my grandparents stayed in one. I have happy memories of these kind of houses especially running up and down the coytes. Its a shame to see them go.

WillowTheWhisp 02-03-2006 22:06

Re: Project Lame Duck
 
They aren't all going Spuggie. A lot of us still live in one. I wonder if the houses they build today will last as long.

pendy 03-03-2006 17:08

Re: Project Lame Duck
 
Quote:

Originally Posted by WillowTheWhisp
They aren't all going Spuggie. A lot of us still live in one. I wonder if the houses they build today will last as long.

Our house was built in 1908. It is still totally structurally sound, and will last for a very long time to come. Those horrible houses in Church were built very recently in comparison, and they are now coming down. You are absolutely right, Willow - the old terraced houses were built to last, and all they need is some refurbishment. These are people's homes we are talking about, homes they have worked for and cherised over many years, and often struggled to pay for. It's a poor payback, even at £30,000 you don't have to pay back. As for £30,000 you have to pay back, for a house you own, it is nothing less than theft.

I think we should all protest at this. If we don't, what happens when they want OUR houses on some spurious grounds?

SPUGGIE J 03-03-2006 18:08

Re: Project Lame Duck
 
Quote:

Originally Posted by WillowTheWhisp
They aren't all going Spuggie. A lot of us still live in one. I wonder if the houses they build today will last as long.

Not a chance. Nowadays they are thrown up faster than a teenagers Friday night booze. Eventually they will try and get rid of more on the same grounds and the only ones that wont profit are the people in them. :(

WillowTheWhisp 03-03-2006 20:34

Re: Project Lame Duck
 
Quote:

Originally Posted by pendy
As for £30,000 you have to pay back, for a house you own, it is nothing less than theft.


I'm still amazed that they are legally able to do this.

Mick 14-05-2006 10:13

Re: Project Lame Duck
 
3 Attachment(s)
Blackburn road today there are more in the gallery.

http://www.accringtonweb.com/gallery...ry.php/cat/620


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