Do you still use them
 

Its been said this morning that the humble cheque is to be phased out by 2018, do you still use them (not you cashy:D) When I actually thought about it I realised I very rarely us cheques these days as I pay for most thinks by credit or debit card on line mostly and most of my household bills are on direct debit or standing orders. I think I've had my present cheque book for over two years so I wouldn't miss the cheque at all

Re: Do you still use them
 

I use them sometimes. They often prefer cheques at school when you're paying for uniforms or trips, etc. Plus, great to post to people when you can't pay by bacs or debit card.

I like the convenience of being able to pay for things in various ways - I have debit card and cheque book so use whichever suits.

Re: Do you still use them
 

I do use cheques, but not often. I use them to pay the paper bill monthly.
The shop closed down but still continue the service, so a cheque is left in the letterbox for them to pick up, obviously cash is not acceptable.
However the bank, and many other institution, do not care to consider what their CUSTOMERS would like.
Older peolpe will be wary of machines and giving card numbers over he phone.
Considering it is not to happen until 2018 we have a god deal time to sort it out, and make other alternatives.
Remember only a few years ago we said Sunday shopping would not catch on.

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In that case i will pick it up next time i call round just sign the ones that are left i can fill the rest in for you and i will get rid of them :D:tongueout
The next accyweb meet will be free jaysay will be paying:D

Re: Do you still use them
 

We don`t use them anymore.......................

Re: Do you still use them
 

Thats what I like about Accy Web there's always some one willing to help out:D:D The only problem with that mick is there are other people in the queue before you, namely two daughters a granddaughter and two grandsons, although the grandsons are still learning and haven't got the hang of spending money yet, but it won't be long In learning:D

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I dont mind i will invite them to the meet too:D
i did not say where the next meet will be it could be McDonalds if needed:tongueout

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You just spoiled it for me there jaysay......was gonna drag myself out of my sick bed to get there, now I don't have to :D :D

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Oh yes you do :D
who am i going to give this whip to there is no one can use them like you lynx :tongueout:hidewall:

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Got to come now........don't even have to bring my whip if you got one there :D :D

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I have bulk deliveries of food supplements from USA using UPS.
They come 'cash on delivery' within 2 days- the transport costs have already been paid on line - the sum due is VAT, 12% import duty, and a small handling fee, so I can never know in advance how much cash (precicely) it will be.
A cheque backed up with a cheque card is quicker and easier for the driver and me.

I don't like recieving cheques unless they're BIG of course.
I got a piddling premium bond win a few days ago and will have to make the effort to go to Accy to pay it in.

Re: Do you still use them
 

i still use cheques .. only tuesday i put one into my account .. because bt couldnt transfer it over .. I use a debit card as well ... but actually prefer cash over using my debit card or a cheque book.

Re: Do you still use them
 

I paid a few hundred quids worth in to the bank the other day so I still like them.

Only thing is they were to repay money I had already paid out for the park :(

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what's going to happen re non personal cheques ie I'm a signatory for our football club and for security we have any 2 from 4 of the signatories so how will that work without cheques

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Remember, it will only be phased out if suitable alternatives can be found.

Which sort of says they have not yet.

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I use mine "VERY" little, have to remember to scrub the 19.. out and put 2009, you can tell how long I've had it :D
I like the choice, If I'm paying for anything and have to use post I'd rather put a cheque in than a form with my card details on

Re: Do you still use them
 

I got my first cheque book the other day, and i only got it because the places i booked for tys birthday and graces baptism both wanted cheque ( i didnt have cheques so someone else had to pay ;) ) i'm givcing my brother a cheque for christmas because he needs to pay something by cheque but cant...... i think the last cheque i got was on my 21st ! :D

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Did you mean both 19's K.S.H. ? :confused:

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It has 19 . . so you just fill the last two numbers in for the year, ie put 99 and its 1999, we're in the 20..'s now so it should be 20 . . :D

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I pay three of my bills by cheques

Re: Do you still use them
 

I run several small businesses and if it weren't for cheques it would be a lot more difficult to receive payments. Electronic systems for cards are not always cost-effective and it is far easier for many of my customers to write a cheque than give me (sometimes) large amounts of cash. It also makes it much easier for me to bank as most business banks make a charge for depositing cash.