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Right to Buy Council houses
Scotland has ended the right to buy your council house to new council and social housing tenants
BBC News - MSPs vote to end 'right to buy' council houses Do you think its right to end this now ... or should the right to buy still go on .. especially if the houses arent being replaced ... |
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It is about time they did this. Lets hope the real Government do the same for the whole of the UK.
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i havent read the link but a neighbour of mine didn't have the right to buy she had the right to acquire, whatever that means
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its the same .. its because its a housing association rather than the council ...
Buying your housing association home - the Right to Acquire scheme : Directgov - Home and community rather than Buying your council home - the Right to Buy scheme : Directgov - Home and community |
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The whole point of council housing was to provide affordable housing through renting for people which were unable to afford private landlord rents, the right to buy somewhat helped poorer people to get on the housing ladder but diminished council renting stocks in the process.There is also an issue of better off people living on cheap rents in council houses which i think is wrong,the right to rent at lower council rates i think should be means tested this could result in housing benefit payments being reduced to private sector landlords thus reducing the benefits bill
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ahhhh, Cheers Jen
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out of 22 houses around me ... back in 1995 .. i would say 2 were privately owned .. the rest were council houses .... in 2010... theres 3 council owned the rest were all bought from the council .... and as anyone who knows the area where i live .. theres no new houses been built to replace the ones which have been sold.
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Council houses were built to rent not to sell . It should have and should now stay that way .
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When a Council does not build replacement homes, then RTB should be suspended. RTB is only popular because of the discounts.
People have benefitted but there are downsides. Home ownership but homes in better areas have all been sold leaving the poorer stock. Mixed tenure has been a positive, people are quite happy to live on council estates these days, but the discounts have been paid for by everyone else in increased taxation, unpaid loans. Housing waiting lists are long and housing choice no longer exists. The only option being the PRS. |
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Was the biggest mistake ever made the right to buy em in my opinion, fer reasons already mentioned.:(
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Graham - Rule No 1 for an MP - don't confuse your constituents. Tell all what PRS means.
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or if you bought one and the biggest bunch of numpties moved next door and you were stuck there:eek:
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PRS private rented sector. Sorry
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At least housing associations have procedures to deal with anti social behaviour. |
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When introduced the right to buy was seen as a great leap for working families.. I have friends that bought good council owned houses in the mid 80's paying a mortgage that was near enough the same as the rent they already paid, and it transformed their lives.
The problem was always going to be that when the "good" or best housing had been bought up the councils were left with the not so good... this, along with the disgraceful regulations imposed by Thatcher that any money made from council house sales could not be used to build new homes resulted in what we have today...not enough council housing and no money in the coffers to build new homes. |
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My questions are slightly easier.... |
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What was the reduction that you got? Was it 40% reduction on the price? so if it was worth £100,000 you got it for, £60,000. That's how people made loads of money - then companies started lending poor people the money to buy - the deal was when it was sold you got a cut and they, the company then owned the house of flat and then rented it out or sold it for a profit! Thatcher's got a lot to answer for! |
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Even our arch Socialist/Laborite/Raging Red Mancie deemed the right to buy (all be it grudgingly as it was a Tory idea) a reasonable thing. No my friend your ire needs pointing at a different scapegoat, but as your leanings & tendencies appear to be of the red kind, this kind of "outburst" can be understood. ;) There are blinkered fools on all sides of the Political spectrum, be they Blue/Green/Red/Yellow or dayglo pink ! So don't feel singled out, it is just that those who receive the most grief are those who make the most outlandish & least well-thought-out comments :) |
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The right to buy scheme would have been acceptable if the monies raised were used to carry on building new social housing stock.
It wasn't, and there is very little new housing being built, therefore the stock is dwindling, and it's unacceptable. |
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Or are we talikng under ten houses being built, in total? :rolleyes::D |
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Opinion: Council Housing ? our role in its downfall Lets build! |
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With the projected UK populatin figures set to soar to over seventy million by 2033, someone better get busy building affordable housing.
Luckily most of that growth is forecast for the south-east. So Mancie could always fill his gaff with bunkbeds, and make a killing. :D |
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What do new 'affordable' houses in Hyndburn cost? On average £160,000 whilst the average wage remains at £18k for the borough. They then wonder why they don't sell but continue to harbour under the idea that people in terraced properties need something to aspire to. It would be far cheaper to buy up dilapidated terraces and bring them back into use instead of chasing the dream of new builds that no one can afford. If you don't want a terraced house don't move to Hyndburn. |
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"It would be far cheaper to buy up dilapidated terraces and bring them back into use instead of chasing the dream of new builds that no one can afford." Are you a closet tory? those words are close to a quote made by Thatcher when the tories implemented the right to buy.. they said the same thing.. more or less ****** social housing and leave it to money grabbing landlords to buy up ex-council homes and make money out of those on low incomes . at the same time provide bad housing for most immigrants .. and it carries on. |
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http://www.leaseholdlife.info/images...es/weblink.png Housing Act 1980 Part 1 of the Housing Act 1980 covers Right to Buy legislation in the social housing sector. Landlords are local authorities and Housing Action Trusts. Sitting tenants can purchase the homes they have been renting with the sale price being based on its market valuation. A mortgage with mortgage interest tax relief is granted by their local authority. For those who have lived in their houses for at least 3 years, it also includes a discount of 33% to reflect the rents and also to encourage take-up.For a flat lived in for the same duration, it is a discount of 44%. A tenant of over 20 years gets a discount of 50%. These discounts however come with the proviso that if they sell their property before a minimum period expires, they will have to pay back a proportion of the discount. Those that are not eligible to buy are tenants of charitable housing associations. The Act also gives those who pay a £100 deposit the right to buy their home at a fixed price in a period of two years after paying the deposit. If the tenant wants to sell the home they bought under the Act within five years of purchasing it they have to share the capital gain between themselves and their local authority. Unsurprisingly, the right to buy proved really popular but even though proceeds of the sales were paid to the local authoritie they had to spend the money on reducing then clearing their debt rather than being able to spend it on building more homes. This led to council housing stock being drastically reduced especially in areas where property prices were high, such as London and the south-east of England. Now if as you claim it was so detrimental why then didn't labor repeal or change the rulings ? They came into power in 1997 & as such had plenty of chance to reform things ! There is no doubt plenty of information out there to back up your argument but the same logic applies to the points I have also stated. Below an example :- Article | Full Fact - FullFact.org |
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they did ... :D The Right to Buy rules were changed in 2005. Five years' tenancy is now required for new tenants to qualify, and properties purchased after October 2004 can no longer immediately be placed on the open market should the owner decide to sell. Such owners must now approach their previous landlord (Registered Social Landlords RSLs) and offer them 'first right of refusal.' If the RSL is unable to offer a realistic purchase price, then that landlord still has the right to offer the property to an alternative RSL. Since 1997 the Labour government has reduced the discount available to tenants in local authorities which have severe pressure on their housing stock; this includes almost the whole of London. i cant really say owt .. i bought mine under the right to buy scheme .. got 60% discount .. due to buying it with my mother .. who had the full discount ... |
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Whereas yourself & some others like you with similar tendencies have these strongly held belief verging on fanaticism, that the only way to go is red regardless of outcome Furthermore us "middle of the road & sensible types", don't necessarily perceive that an out & out Tory Government any more than an out & out Labor Government is the way to go, As to the Lib-Dems, they're a non party doomed to sell themselves to whomever, whenever ! |
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The council need to look at the resources it already has in the borough rather than trying to be something it's not and bankrupting itself. Landlords need regulating and empty properties should be brought under the wing of the council. |
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[quote=Mancie;859794And because Labour did not repeal or change the regulations it must be right to sell council homes ? ..make your mind up.:)[/quote]
Well it must be ! Since the party who were dead set against this social disgrace at the outset then went on to gain power, what was their response ? Carried on selling but with more layers of bureaucracy ! So I don't see what you're on about here ! Your man there is blaming the Tories for RTB, & people making profit & depleting the social housing market, so you get up on your hind legs & decry the whole situation, so I ask again ! If it was that bad why didn't Labor stop this abuse of social housing ? |
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From 1980-89 392,090 local authority houses were built. From 2000-09 it was just 3,500. Obviously you can see from those figures that as time goes on less and less local authority housing was built. 75% of the money the local authority gets from Right to Buy sales has to be used to pay down local authority debts. The other 25% can be used to carry out capital expenditure, so can be immediately put towards building more local authority housing if the council wishes. If the debt is already paid off then they can use 100% of it for capital projects. If the rule wasn't in place then local authorities would still need to pay down the debts, so they'd just be forced to borrow more to sustain the debt if they wanted to build more houses with Right to Buy money. I'm not sure where we're at in terms of the spending of Right to Buy receipts now. I know there were proposals to pool receipts nationally which would adversely affect local authorities who haven't got huge capital debts, but I'm not sure if they're in effect or not. |
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Still the point of this thread was :- BBC News - MSPs vote to end 'right to buy' council houses And all the arguing on here becomes moot when you read the title properly MSP'S meaning Scotland ! |
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DaveinGermany put up the BBCs info on MSPs 'right to buy' vote.
I know the Scots like their castles but it says 'The Government said its 3 year £1.5bn investment scheme would deliver about 2,000 new AFFORDABLE homes'. That's £750,000 per home!! Affordable to who? The English taxpayer who subsidises them? No wonder we can't afford to build any here. What on earth are they building up there? A defensive line of 'Council Castles' ready for when they declare Independance? |
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most people i know dont want independence and alex salmond and his cronies in holyrood are corrupt and living on borrowed time;)the union has been good for scotland england wales and northern ireland
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This is supposed to be about Public housing or lack of it due to it being sold off over the last 30 years, by VARIOUS GOVERNMENTS ! I believe there is a thread already running with the aim of provocation "Reasons to hate the Tories !" there you can avail yourself to your hearts content. The reason you may misunderstand my views is because I like to play Devil's advocate. If someone should post a blatantly inflammatory comment a counter comment ensues forcing a debate, hopefully this then leads to well thought out, informative & factual, counter claim which has the effect of informing & educating others to things they may not have known. A little learning is a dangerous thing; drink deep, or taste not the Pierian spring: there shallow draughts intoxicate the brain, and drinking largely sobers us again. |
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Labours policy locally is to build/provide more council houses. The costs should be covered if it is run properly. Our commitment is first of all to sheltered housing for the elderly. The current group of councillors of course may decide that times are challenging and it is difficult.
The rented housing sector should be provided with choice, quality and cost in mind and only social housing can deliver these three objectives in my view. |
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'In this weekends Accrington Observer (3 September) on page 17 an organisation called Hyndburn Landlords are claiming that HBC may have failed to consult local landlords as prescribed by the guidelines set out in the Housing Act 2004 part 3.' 'They are attempting to have the scheme reviewed leading to a reduction in the area's that have been designated for the licensing of private landlords.' Graham Jones MP: Hyndburn Landlords threaten the pending Landlord Licensing Scheme (1 Oct) (Sorry for quoting your blog Graham. I too read about their challenge in the press, but couldn't easily find the story on a newspaper website.) We did have a local landlord as a member of Accy Web, but he seems to have been silent recently. After making his opposition to the scheme known in this thread. http://www.accringtonweb.com/forum/f...rds-52620.html |
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Moderating private landlords behaviour still leaves £90pw+ housing as opposed to £60pw Ex-LA and £80pw HA.
It still leaves housing not meeting the decent homes standard. Still leaves all the houses in the inner urban area and still leaves the market with little variety, such as elderly. |
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as I work for a housing association I can tell you anyone who was living in their council home has kept their right to buy, anyone who became a tenant after the stock transfer to a housing association have the right to acquire
the easy explanation of the difference is the right to buy discounts are better and the right to acquire are fixed discounts and its not as desirable to buy under the right to acquire. Plus you have to wait lot longer before you can resell. Personally I believe if you have lived in your home for over 20 years then you should have the right to buy it but only if the person who's name is on the rent book can get a mortgage (from reputable company) in their own name and not use these iffy companies or borrow from family as we see in many elderly tenant's cases. As for tory vs labour, we are now seeing massive cut backs being introduced on affordable new buildss, hmmm now what govt do we have?? |
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If anyone had any doubts on the tories idealistic determination to destroy the last 60yrs of social/council housing .. this is what they are doing.
BBC News - Reforms 'won't chase people out of homes', says Shapps.. move into a council home and pay rent (pay rent not handouts) for your new home you could be evicted after 2 years.. how much lower will this mob go in thier quest to make the less well off working people of this country pay for the recession when high profile tories say "we've never had it so good" ? |
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We are tory bashing? your words not mine..do you still believe anything this government says?.. this man is trying to push families out of homes they have paid good honest rent for.. and he has the gall to hark on about the increase in families seeking houses under labour... like I said before this government should take responsibilty for thier actions..and that includes plum mug chops punters like you ...who believe everything the tories tell you..and have done for years.
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single people already get deductions if they have a 2 bedroom propperty even if they have their kids over at weekends or during the week.
if they are going to penalize single people for having a 2 bedroomed property perhaps they should build more 1 bedroomed properties. i can understand dedcutions for single people who rent 3 bedroom or more properties but seen as most houses are at least 2 bedroomed its hardly a single persons fault they end up in a 2 bedroomed property. it seems to me the governement who ever is in power is set about causing us to argue amongst ourselves so as not to question what they are up to first they have us argueing over smoking they are doing their best to make drinking abhorant and use the excuse its for our own good to increase the tax on it they have us argueing about having cars yet without the millions earned in revenue form petrol alone this country would collapse on its arse anyone on benefits is a scounger or faking illness teh latest one is putting extra tax on unhealthy food yet no plans to make healthy eating cheaper i notice ;) labour are just as bad as the tories they just wernt as forward about screwing us over infact the only person who had teh right idea regarding governement was guy fawkes |
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Best Regards - Taggy |
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Was there any clear water between the last Labour government and the Tories ? Wilson , Callaghan , Blair , and Brown would all have made good Conservative prime ministers . All governments leave some form of mess behind when the people kick them out , and all governments blame their predecessors when they have to do unpopular things . Today Michael Gove is announcing yet more changes in education . Teachers must wonder where the hell they are . At this rate it's going to be radical changes every full moon . It started with Kenneth Baker's 1988 Education Act , and to my surprise got worse under the Labour government , and continues under the Coalition . Politicians should get off teachers' backs and let them get on with the job of teaching . |
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I see right to buy has been ended by the Government. The short term tenancies of as little as two years that have been introduced stop the right to buy process.
Furthermore the government's sense of direction is prevent homes being built by the social sector and for them to be subsequently underoccupied in an effort to tackle the housing crises. Allowing RTB would mean under occupants would be able to avoid having the tenancy terminated by initiating RTB. Not what the government desires. RTB gone, short term tenancies in. I believe decades ago this debate has some history. Underoccupancy and tenacy lengths. |
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