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-   -   couple want benefits after spending £100,000 (https://www.accringtonweb.com/forum/f71/couple-want-benefits-after-spending-100-000-a-38401.html)

flashy 08-04-2008 11:03

couple want benefits after spending £100,000
 
saw this on GMTV this morning, what are your views on it?


GMTV - scratchcard couple

Neil 08-04-2008 11:49

Re: couple want benefits after spending £100,000
 
Can we add another option for "Why not we pay for Polish kids that have never even seen England" so I can vote please?

katex 08-04-2008 12:04

Re: couple want benefits after spending £100,000
 
I suppose really have to look at the situation they are in now. OK, they appear not to have handled their windfall very well, and now left with nothing, so do not see why they should not be able to claim benefits at the end of the day.

I have never handled my money terribly well when I was on a good income, ( spent on my kids obviously) so would the benefits people judge me and say you had your chance so tough. :(

garinda 08-04-2008 12:06

Re: couple want benefits after spending £100,000
 
They were obviously getting too much money in benefits already, if they can afford to buy scratch cards.

They should be forced to pay the money they owe, and should not be entitled to housing benefits until the goods they bought with their windfall have been sold.

Some people have the cheek of the Devil.

MargaretR 08-04-2008 12:12

Re: couple want benefits after spending £100,000
 
That link shows how they misspent half of it - was the other half spent on day to day living when they had Income support stopped?
That link doesn't say WHEN they won it - could be years?

The rules have always been there on Income Support which ask claimants to explain how capital has been spent.

Many old dears lost out by giving away money to their children and then found out that they were treated as still having it!

beechy 08-04-2008 12:21

Re: couple want benefits after spending £100,000
 
if they have no visible income and can prove past expenditure
can clear any debts on housing surely they would fit the critique
and would be entitled to benefits :mad:
it doesnt mention what has happened to the static caravan they bought ?

flashy 08-04-2008 12:22

Re: couple want benefits after spending £100,000
 
it does Beechy, they have it up for sale

Lilly 08-04-2008 14:34

Re: couple want benefits after spending £100,000
 
Cheeky beggars. They fritter away £100,000 and then expect benefits.

beechy 08-04-2008 14:41

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by flashytart (Post 559085)
it does Beechy, they have it up for sale

they will surely have to much money for benefits then :hehetable

panther 08-04-2008 15:01

Re: couple want benefits after spending £100,000
 
If they can prove where that £45,000 went then they wil get the benefit, but they cant so they stuffed!!

but if they are telling the truth then , yes they should be entitled to it!

what i cant understand is why they spent it stupid!
they could have bought a house with that!!
better still, instead of selling the caravan, why dont they live in it:D

garinda 08-04-2008 15:07

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by panther (Post 559160)
If they can prove where that £45,000 went then they wil get the benefit, but they cant so they stuffed!!

but if they are telling the truth then , yes they should be entitled to it!


I disagree.

What if someone on benefits won millions on the Lottery, but spent it all on a Picasso, would they still be entitled to claim benefits?

Not in my book they wouldn't.

panther 08-04-2008 15:13

Re: couple want benefits after spending £100,000
 
To me thats an investment, so no then they shouldnt be able to get benefit!

garinda 08-04-2008 15:16

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by panther (Post 559170)
To me thats an investment, so no then they shouldnt be able to get benefit!

Investment/asset, however they decide to spend it, means that their benefit should be stopped or adjusted.

Benefits should be there as a safety net for those who need it.

Neil 08-04-2008 16:09

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 559175)
Investment/asset, however they decide to spend it, means that their benefit should be stopped or adjusted.

Do you claim anything and is your house your own?

garinda 08-04-2008 16:20

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559192)
Do you claim anything and is your house your own?

My house is mine, and paid for. If I was renting I presume I'd get housing benefit, though not if I'd squandered a windfall on a chain of houses.

Neil 08-04-2008 16:32

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 559196)
My house is mine, and paid for. If I was renting I presume I'd get housing benefit, though not if I'd squandered a windfall on a chain of houses.

So should you be forced to sell it?

lindsay ormerod 08-04-2008 16:33

Re: couple want benefits after spending £100,000
 
They should get diddly squat, it's taking the michael . How can they have not noticed that they were down to their last few thousand..... :eek:

Neil 08-04-2008 16:35

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by lindsay ormerod (Post 559208)
They should get diddly squat, it's taking the michael . How can they have not noticed that they were down to their last few thousand..... :eek:

Would you feel the same if it was their redundancy payment?

Mr Aleks 08-04-2008 16:38

Re: couple want benefits after spending £100,000
 
While it may be seen as cheeky it as to be said they won the money fair and square.

garinda 08-04-2008 16:38

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559206)
So should you be forced to sell it?

As the law of the land stands now, I currently don't have to sell it, because I could then blow all the money on whatever I wanted, and the state would be obliged to then house me, and cost the state more money.

I don't play the Lottery, so that is not relevant, but if I were to ever inherit any money I wouldn't expect to recieve what I do now.

I sincerely hope you are lucky enough to remain in good health until your dieing day, and are never troubled with any of these dilemmas.

garinda 08-04-2008 16:41

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559212)
Would you feel the same if it was their redundancy payment?

Yes I would. Benefits are, and should be means tested. Someone with a stash of cash in the bank, from wherever, shouldn't also expect to recieve the same benefits as someone without a penny.

Here's a first.

Me with the conservative approach, and you spouting Marxist garbage.:D

Neil 08-04-2008 16:50

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 559217)
I sincerely hope you are lucky enough to remain in good health until your dieing day, and are never troubled with any of these dilemmas.

So do I and I was not having a dig. It is just that some people have been a little contradictory on this thread.

garinda 08-04-2008 16:52

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559226)
It is just that some people have been a little contradictory on this thread.

Who........?

Not like you to be so unforthcoming.

Neil 08-04-2008 16:53

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 559230)
Who........?

Not like you to be so unforthcoming.

Please don't ask me to read all those posts again by people upset 'cus they did not win £100,000

garinda 08-04-2008 17:00

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559231)
Please don't ask me to read all those posts again by people upset 'cus they did not win £100,000

Good luck to them, that's what I say, though I still don't think they should be entitled to benefits that are means tested, when they have assets bought with money from their win, and money so far still not accounted for.

Would you be in favour of someone who was on the Dole, or whatever it's called now, still receiving their money if they had a couple of million in the bank, after a Lottery win? I wouldn't.

Neil 08-04-2008 17:05

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 559237)
Would you be in favour of someone who was on the Dole, or whatever it's called now, still receiving their money if they had a couple of million in the bank, after a Lottery win? I wouldn't.

No, but if they did something stupid and spent it all I would.

flashy 08-04-2008 17:15

Re: couple want benefits after spending £100,000
 
whats not been said yet is that....if i won that much money i would like to BUY myself a house or something to live in, that would be an investment, yes i know £100,000 wouldnt get me much of a house (well i could buy my house for a lot less than that) then they would have no need for housing benefit, then i would get a job after i'd bought the house so no benefits needed

garinda 08-04-2008 17:20

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559239)
No, but if they did something stupid and spent it all I would.

If most benefits weren't means tested, which they currently are, except in Scotland, where you can still receive residential care without having to sell your house and use your savings, unlike in England and Wales, the country would be facing an even bigger burden, with the tax payer giving money to those who've decided to blow any windfall that they had.


Would I begrudge paying this man any money from the public purse, whilst he still had disposable assets? Yes I would.

Michael Carroll (lottery winner) - Wikipedia, the free encyclopedia

derekgas 08-04-2008 17:35

Re: couple want benefits after spending £100,000
 
If these people have been stupid enough to spend the winnings, without investment, then as long as there are no assets from the proceeds, there is no choice but to allow them benefits, so a lot of the arguments posted are irrelevent, I think they should be allowed thier benefits, they will at least have the privelage of kicking themselves eternally, and forever have fingers pointing at them, they will of course, with hindsight, realise that they should have invested and spent the interest, it is also fair comment that the money they have spent will have been taxed unmercilessly, so they have made, albeit a token, contribution to the coffers.

Neil 08-04-2008 17:37

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by flashytart (Post 559247)
then i would get a job after i'd bought the house so no benefits needed

I apologise for being simple but why do you need to buy a house before you can get a job? :confused:

garinda 08-04-2008 17:44

Re: couple want benefits after spending £100,000
 
'They were turned down because they could not account for £29,580 withdrawn from cash machines and £12,000 moved to a new account.'

Scratchcard spongers | Waste £100k | Still want benefits | The Sun |HomePage|News

The benefit they are attempting to claim is means tested, and therefore they shouldn't receive a penny until they can prove where the money has gone.

Thanks to the Sun, for the full, and sorry, tale.

flashy 08-04-2008 17:49

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 559269)
I apologise for being simple but why do you need to buy a house before you can get a job? :confused:



you dont you tool :rolleyes: i was merely saying that as an example, if i where in that situation thats what i would do rather then beg to go back on benefits

shillelagh 11-04-2008 14:26

Re: couple want benefits after spending £100,000
 
£5million lotto winner goes from millionaire to the dole in just three years | the Daily Mail

This bloke is even worse than them - he won £5.1 MILLION and spent/lost it all.

Less 11-04-2008 15:28

Re: couple want benefits after spending £100,000
 
As usual I'm confused, where in the lottery rules does it state win yourself a pension?

I would hope that if I had such a windfall I would manage it better than this couple, but isn't the whole idea about winning something like this so that you can treat yourself to things you couldn't afford before?

If the lottery is no longer giving prize money, (which I always thought was tax free), but now expecting everyone that wins to use the money as a 'rainy day fund', then whoever started it is misrepresenting themselves to the people that choose to buy tickets.

http://www.planetsmilies.com/smilies...inking0018.gif

pipinfort 11-04-2008 15:30

Re: couple want benefits after spending £100,000
 
NO NO NO NO NO NO What a waste..........:confused:

BERNADETTE 11-04-2008 15:33

Re: couple want benefits after spending £100,000
 
Can anybody get their head round that? He would have to spend £4,600 a day to get through so much.

Less 11-04-2008 15:43

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by BERNADETTE (Post 560564)
Can anybody get their head round that? He would have to spend £4,600 a day to get through so much.

It must have kept a great many people in employment, Landlords, Bookies, Horse owners, Jockeys, Ladies of the night and on, and on and on............

http://www.planetsmilies.com/smilies...inking0003.gif

pipinfort 11-04-2008 15:50

Re: couple want benefits after spending £100,000
 
Tales like this make my blood boil, what total waste, they are privileged to have had such an amount whilst the rest of us just get by....grrrrrrr:mad:

BERNADETTE 11-04-2008 15:53

Re: couple want benefits after spending £100,000
 
No point letting it get to you he won the money fair and square. He would still be able to claim disability and mobility if he had been careful with the win.

garinda 11-04-2008 18:21

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Less (Post 560560)
isn't the whole idea about winning something like this so that you can treat yourself to things you couldn't afford before?

It is, as long as people don't still expect to get any means tested benefit they were awarded previously, while they were splashing their new cash.

Loz 12-04-2008 09:41

Re: couple want benefits after spending £100,000
 
No they shouldn't be allowed benefits.
They were so lucky to win that money and to be in a comfortable position that many of us will never know.
If they couldn't manage the money responsibly that is their fault.

Neil 12-04-2008 10:40

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Loz (Post 560876)
No they shouldn't be allowed benefits.
They were so lucky to win that money and to be in a comfortable position that many of us will never know.
If they couldn't manage the money responsibly that is their fault.

Out of interest how long do you think £100,000 would last to live on?

You would struggle to buy a decent house in a nice area for that.

garinda 12-04-2008 10:51

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 560904)
Out of interest how long do you think £100,000 would last to live on?

You would struggle to buy a decent house in a nice area for that.

According to the law regarding benefits, the minimum a person can live on is £80.15 per week. So in answer to your question, it would last a few days short of twenty four years.

Neil 12-04-2008 11:43

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 560909)
According to the law regarding benefits, the minimum a person can live on is £80.15 per week. So in answer to your question, it would last a few days short of twenty four years.

There is a big difference on what the minimum you can live on and what you would like to live on.

garinda 12-04-2008 11:43

Re: couple want benefits after spending £100,000
 
Perhaps I'm being particularly dim here, but to me it is very clear cut.

For most means tested benefits the amount you're allowed to have in savings is up to£16,000.

If you have a windfall, from wherever, and don't inform the relevant bodies, who then adjust the amount of benefit claimed, then it is treated as fraud.

BERNADETTE 12-04-2008 11:47

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 560930)
Perhaps I'm being particularly dim here, but to me it is very clear cut.

For most means tested benefits the amount you're allowed to have in savings is up to£16,000.

If you have a windfall, from wherever, and don't inform the relevant bodies, who then adjust the amount of benefit claimed, then it is treated as fraud.

Am sure the figure for savings is £12,000 anything above that is taken into account

garinda 12-04-2008 11:52

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 560929)
There is a big difference on what the minimum you can live on and what you would like to live on.

Of course that's quite true.

As was pointed out in another thread, after buying a house, car, holiday, paying off relatived mortgages/debts, there wouldn't be much change left from a million pounds. However in law that is the figure that a person is supposed to be able to live on.

An example.

A lovely chap is diagnosed with an incurable disease.

That chap eventually finds out he is able to claim benefits, because of said illness.

The chap also discovers his private pension will pay him a small weekly sum, because there is presently no cure for his illness.

The benefits paid are adjusted, as the pension is included in the amount the law says he has to live on.

The lovely chap understands this, and thinks it is quite right.

garinda 12-04-2008 11:59

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by BERNADETTE (Post 560932)
Am sure the figure for savings is £12,000 anything above that is taken into account


I've just been checking, and you the figure does vary, depending on the type of means tested benefit, as well as your age. For people over pensionable age I don't think there is a limit, unless you need residential care, where again the limit is set at £16,000.

Of course if you live in Scotland you get to keep all your savings, including any property you might have.

To me that is wrong. The laws of the U.K. should be applicable to all.

I'd much rather people got a bee in their bonnet about this discrepency, than worrying about feckless people who still expect to get means tested benefits after receiving a windfall.

Neil 13-04-2008 13:32

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by garinda (Post 560938)
Of course if you live in Scotland you get to keep all your savings, including any property you might have.

Now that is out of order.

So I am paying my tax in England to fund people in Scotland who could have massive savings and live in a mansion.

Anyone up for helping me rebuild Hadrian's Wall?
While we are at it lets dig Offa's Dyke deeper as well.

garinda 13-04-2008 14:29

Re: couple want benefits after spending £100,000
 
Quote:

Originally Posted by Neil (Post 561541)
Now that is out of order.

So I am paying my tax in England to fund people in Scotland who could have massive savings and live in a mansion.

Anyone up for helping me rebuild Hadrian's Wall?
While we are at it lets dig Offa's Dyke deeper as well.

In Scotland, as well as free residential care for the elderly, without the need to use your savings or sell your house to pay for it, students don't have to pay tuition fees to attend university, which they do in England.

Not a very united kingdom at all really.


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