beware of bank fruad in accy
 

my wife and i had to cancel our cards on friday becase we were called up by a company who said they could get us all our bank charges back in full. I thought this was an ok company to give our bank details to because i looked up the company name and they appered to be a genuine company and part of our bank rbs. But it turns out they are fraudsters just after bank details so they can empty your account. luckily i went down to the bank later that day and checked with them just what the company actully do becuase the company do eggsist but the real one chases people for owed money and the fake one that called us (well they are fake!!).

both companys run under a similar name

credit finace system=the fake one!!

credit finace service=the real one!!

so beware but not only if you are an rbs customer they try this with a lot of banks i think

hope its only me who has had this misforetune:)
:mar:oh yeah im married now wooo!!:)
ill go update my status lol

Re: beware of bank fruad in accy
 

sorry but its actuly credit manegament system and credit manegement service respectivly

my brain detaches sometimes lol

Re: beware of bank fruad in accy
 

im reluctant on giving bank details to anyone on fone, i only give it to abbey when i ring them,i used services like paypal and amazon.com but i have been done for years and never had any problems.

Re: beware of bank fruad in accy
 

Great tip for those who would give their details out!

Congrats on your marriage:)

Re: beware of bank fruad in accy
 

as far as i'm aware NO company ever rings YOU up n asks fer yer bank details, hope ya didn't get fleeced, but get real mate.:)

Re: beware of bank fruad in accy
 

We've talked about these scams before, up to last week I was still getting Emails from banks Abbey Nat, Halifax, Coop, asking me to update my details, given that I don't bank with any of them, it was a bit stupid really. Eventually I got fed up and started sending them back with interest, seems they understand **** *** in Nigeria, they've stopped sending them now:D

Re: beware of bank fruad in accy
 

If you get an email about your bank account.
Highlght it then right click, go to properties
and it will show where the email originated
and where its been and the time zone as well

I got one from Lloyds TSB supposedly, printed it out
and went to the bank, even they thought it was genuine,
till they checked with head office.

So beware
Retlaw

Re: beware of bank fruad in accy
 

I got the same call, the guy said he was called "jim carter" I had the poor guy on the phone repeating his name and number for about 15 minutes... he asked which bank I was with, I told him the Bank of Africa, Burkina Faso Ougadougou" (Which for those who get the emails is the very bank that has the vast fortunes of many people who died terrible deaths with all their families and want to give it to you!) he asked if that was the royal bank of scotland... after a little while of talking gibberish he decided that the phone line must be faulty and said he would ring back... just before he put the phone down courteously I said... "Bye... I love you" sadly... it didn't stop him ringing back...

no details were given out though... i'm quite sure it's common sense not to give details out to anyone who can't physically prove they are who they say they are...

My tutor at Uni told me a story about nearly getting done by some auto trader scammers.

The story went, he had a car in the trader, and it had been in for a while and not sold... One day he got a call, a woman with a glaswegian accent (which he noted, that everytime he's talked to the real autotrader they have that accent) the woman said that for £80 they could keep his car in the trader for an indefinate period, this was a special offer they were doing over the next week. They'd just need to confirm his details... Luckilly he was really busy and very stressed and didn't have the time or energy to sort it out then. He said he'd ring back the next day.

When he contacted the genuine auto trader they informed him that it was a scam that they knew about and it was being looked into...

I think the basic rules to cold callers who want details are:

Fck them off straight away... Don't give them details... :)

Re: beware of bank fraud in accy
 

Had a call yesterday about 4-30pm from some one purporting to be from the Halifax, it really does help if these people could actually speak English in the first place, mind you think he could understand English as the line went dead when I told him to **** off:D

Re: beware of bank fruad in accy
 

I get emails from 'a' bank saying i have to update my details....the weird thing is i either dont have an account with them or they have my wrong email address i have registered with my bank!!, talk about stuuuupid!

Re: beware of bank fruad in accy
 

They're not stupid, they know that law of averages says that eventually you'll get someone who has got an account with them and falls for it. They only need a few to fall for it.

I got a clever one today saying that my PayPal account had been compromised. That computer IP XX.XXX.XXX.XX (I can't remember what the actual number was) had tried to log into my Paypal account and that I needed to log on to verify my own details.

It was clever because it very clearly said, 'don't reply to this email'. But clicking on the link would no doubt have taken me to a fake Paypal site where I would have keyed in my account details and then they would log into my Paypal account and emptied it.

Never, ever, EVER, trust anyone who contacts you and asks for your bank details.

Re: beware of bank fruad in accy
 

If i ever get an email from my bank, paypal etc I always log into it using its www. address and never click any links provided. When I have received emails from my bank they never ask to click a link provided but tell you to log into your account (i get paperfree statements so do receive the notification monthly)

Re: beware of bank fruad in accy
 

banks NEVER EVER send emails, one of the bank managers of Barclays told me that

Re: beware of bank fruad in accy
 

My bank sends me emails. These are to notify me of any pending documents (statements, letter ets) but always tells me to log into my account, they do not provide links to your account or the log in page

Re: beware of bank fruad in accy
 

yeah ok

Re: beware of bank fruad in accy
 

My bank sends me emails to advise when I have any paperfree documents to view (letters, statements etc) I am sure that someone can back me up on this as I wont be the only person to receive these.

So yes they do send you emails, but dont ask you to log in via a link

Re: beware of bank fruad in accy
 

i bank online all the time and i can get a statement up whenever i feel the need to, i'm not saying you are wrong but i just find it odd

Re: beware of bank fruad in accy
 

I can get the statements up whenever, but get notifications. Am guessing this isnt standard procedure with all bank but I know that Halifax do notify you when there is a new document to be viewed

Re: beware of bank fruad in accy
 

I get e-mails from my bank, but only to my internet banking page........the bank will never send you e-mails to any other e-mail address and will never ever ask you for your bank details to be confirmed.....if you are asked to confirm your details DON'T DO it and report it to your bank as Phishing.

Re: beware of bank fruad in accy
 

I'll go along with that...I get notifications from the Halifax.

Re: beware of bank fruad in accy
 

Am glad it wasnt just me going mad then, I knew I got them from the bank lol

Re: beware of bank fruad in accy
 

maybe its a Halifax thing then

Re: beware of bank fruad in accy
 

No its not just Halifax, I get them as well from my bank.

I did actually have an email from a bank today, looked really quite genuine, said my account security had been breached and to log in using the link. Pressed the link to see what happened, and it took me to the homepage of my online banking, was exactly the same as normal, even had a warning about phishing email. Only probloem was the http address was completely incorrect. Very cleverly done though.

Although banks do send emails, never EVER log into your account using an embedded link from the email

Re: beware of bank fruad in accy
 

Now that you have opened it and clicked on that link they will know that you did - expect to be inundated with the same sort of spam - they now think that you are almost a sucker

Re: beware of bank fruad in accy
 

When I've passed through my security fazes to access my account, quite often there will be a message saying we never send emails asking to confirm your bank details

Re: beware of bank fruad in accy
 

run the mouse pointer over the link and it will reveal the HTTP address but dont click on it. Same applies to all links.

Re: beware of bank fruad in accy
 

My bank also sends me emails telling me when I have paperfree documents to view and also if I change any details concerning my account.