[Restless]

I received a text message before stating that I could claim up to £4000 for my injuries in the car accident I had. Funny enough I don't recall any car accident. Must be amnesia

Those PPI companies use aggressive marketing to get people to claim. They aren't always scams. Just attempts to use you to try and make claim, whether or not you had PPI from anywhere.

I worked in a department for a short while that deals with claim letters from companies that try for the PPI claims. Since all the TVads etc and all the different PPI/Claims/solicitors forming the department is inundated every day with 100's of these letters from over 60 different claim companies. One PPI claim company I know of doesn't do a thorough investigation when the customer asks if they can claim. They must just say, yeah sure and apply anyway. At least 80 out of 100 letters that I sorted through never had PPI on their account. A lot of these companies aren't even registered with the ministry of justice.