[Margaret Pilkington]

I am sorry you feel insulted, but this a personal opinion based on my own and family members experiences.
It isn't about having to pay the money...that is a fact of life(and anyone who knows me will tell you that I am keen to pay my own way in life), but it is about when they (HMRC) get the calculations wrong, but somehow it is our fault........and I'm talking PAYE here...not self assessment or self employment. If you give HMRC the facts and they then get their calculations wrong........how is it my fault.
And the demands for the money were intimidating.

These are not respectful actions of an organisation which is employed by me as a tax payer.
My comments were not intended to be insulting, just factual.