Quote:
Originally Posted by jaysay
That's all well and good Neil, but how many FAIL to pay it back within the period and end up paying an arm and a leg, there are countless numbers who fall into this trap and end up in dire straights through it
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I'm sorry but as Niel said they cost allot less than bank charges, I was on the side of these companies being ridiculous until somebody I know told me they've used them and its saved them over £100 in bank charges. When you look at out that way they're doing a good service. If you fail to pay it back its your own fault, you should weigh up the risk before taking it out. Its a simple process and its all there in black and white.
If you use these places for anything other than paying a bill before payday like buying something then you deserve the huge Apr in my opinion.