Quote:
Originally Posted by susie123
To give us the pleasure of spending loadsamoney once a year on useless tat and masses of food to celebrate his birthday then we can all be in debt for the rest of the year before we start again. See, God invented the credit crunch to keep him self amused.
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There's no need to go into debt at Christmas, live within your means instead of keeping up with the Jones, I've had used a Credit Card for over 25 years and I've never paid one penny interest in that time, because I only use it as a convenience purposes and not buying something I can't afford at the time of buying. Think I had a good teacher in my Mother really, she didn't believe in debt either, there was no never, never in out home when I was growing up and there's never been any in my home either.