Tesco renewal quote. £246-70 fully comp ,seems o.k. same as last year.
e-mail later in day from tescocompare.com website. cheapest comparible price is from saga.com £137-04 fully comp with more cover.
looks like Tesco shot itself in the head on this one. the answer is a no brainer. p.s. I have no connections with either Tesco or saga but if this info helps anyone over 55 then that can only be good. regards,jack.