Banks .... No thanks ... I put my few bucks in the Kingston Community Credit Union.
Credit unions are much more people friendly. Never had a problem.
However, I think I'm with Neil on this one. It may seem like an intrusive pain in the ass
to be asked why you want your money; but they are only looking after your and their interests (nice accidental pun, eh
) ... and you can always answer: "It's none of your [deleted] business, asshole. Just give me my goddam money."