[Neil]

Loans are a bit like ebay shopping, I always look at the item price including post and packaging. With a loan you need to look at how much it will cost you in total over the pay back period and decide if thats worth it to you. What's worse than payday loans are some of the ones you get from places like furniture stores. The ones where you can pay back as much as you like as long as it meets the minimum payment. If you just pay the minimum you will pay a fortune back for a very long time.