[Margaret Pilkington]

Yes of course what you say is true, but you must realise that investors don't only draw money out...or get paid dividends, but they put money into the utilities....and much of the pipework should have been dealt with when it was in public ownership......but the fact was...it wasn't. Mainly because governments didn't want to spend money on such things.
You have to have a balanced view...you cannot tar all investors with the same brush....there MAY be millionaires making money, but there are also very many little people like me, who rely on investments done by fund managers of pension companies to ensure that our pensions make life worth living.....and you are right....no-one cares about pensions until it is time to get one......then it matters far more than many people realise.