[Margaret Pilkington]

Thanks Jen.
I knew that you would know all about it as you are active in providing support.
I think the credit union is a good way to get into a savings habit when you haven't got much money.
The Yorkshire Penny Bank started out in much the same way.....and it was aimed at those who had little money to save, but wanted to have something in reserve against the 'rainy days'.

Jen, all power to your elbow. You do a great job.
Right now I haven't much time to volunteer for anything much. I am busier than when I worked full time.