Rob you are a user of a smart phone.
Now I might be wrong here, but wasn't Windows 10 developed for phones?(relying on touch screens)
I do not use a smart phone( though once they have developed the technology enough for the smart phone to make the beds, do the hoovering and hang the washing out.....I might just get one then).....and although I use an iPad, much of my crafting is done using a desk top.
You have (comparative) youth on your side too. Makes adapting to new stuff easier. You are male too. All of these things mean you are far more tech savvy than us old duffers.
I will stick with Windows 7 for as long as I can.Who knows by 2020 I may have saved up enough for a Mac OS.......