[Big Joe]

If someone anyone in fact gave me £10,000 at the age of 25 and had I not already succumbed to the power of the one ring, I would spend it on bad horses and even badder women. The rest I would squander foolishly.
However I fear if this was implemented then some people would actually do that. In Australia they government gives every first time house buyer 10,000 Australian Dollars towards their first house but it is only a one off payment and they don't actually get the money in their hand. That may be a better option.