[Margaret Pilkington]

And paying with an app on your phone.....what is that all about.
I would not trust the security of a phone to do either my banking or my shopping.
I will consider a smart phone when it will load the washer, put the washing on the line, iron it and put it awayuntil then I will continue with bits of paper (although they are plastic now aren't they) with the queens head on them.

A cashless society also penalises those who are poor and have either no bank account or one where they do not qualify for a debit card because of a poor credit score.