[Margaret Pilkington]

Of course inflation is an issue for everyone.
I do not really understand your question.
Are you asking the best way to make your money work for you?
If you are, and are serious then this is not the place to find out.
If you want that sort of information, then you need to enlist the skills of an independent financial adviser….rather than ask on Accyweb.

Inflation to me means the cost of the items we use daily….and the cost of utilities.
My house insurance has gone up by £80.
Yes I have shopped around and there are some deals which appear slightly cheaper but the cover is less…so not good value in the long run.
The cost of food has gone up….and it is not Brexit that caused this…it is the increased operating costs.
These will no doubt rise even more when the energy prices go up.
And if you were lucky enough to pare down your use of gas and electric…they still have you by the tender parts with the standing charges….which are also going up.
The increase in pensions does not come close to meeting these rises.
If you have any savings then these will not comfort you for long as the interest rates mean you get precious little for saving up.