[Margaret Pilkington]

Yes Dorothy, my mum was the same….she hated credit so she used to join Christmas Clubs.
Many shops had a sign saying ‘join our Christmas club’….this meant the cost of Christmas was a bit less, but also the Co-op paid out the ‘divi’ in time for Christmas and way back then it was two and sixpence in the pound….so for every pound you spent you got half a crown in ‘divi’….this was a big help so woe betide you if you went to the Co-op and forgot your number.
I used to run along Nuttall street reciting it to myself so that I did not forget it.
It was 10168.