[Neil]

All I cab say is that I have received a cheque made out in the wrong name. It was for me but with a company name on it not a personal name. I had no trouble paying the cheque into one of the banks in Accrington. Most banks have a limit where they dont even check cheques under that value. The one I know of is £500. It is cheaper for the back to refund money under that limit than it is to check all the cheques.

Lets not even start on how un-secure your plastic is. Chip & Pin, secure banking, what a laugh. Chip & Pin has made fraud even easier for criminals than the old sign the paper method.