[Doug]

Good luck tomorrow Less, I might be chewing the wrong end of the stick here but don’t allow yourself to make their job easier. Stand your ground on matters you know to be factual and let them do the work of proving you owe them, if by whatever chance it proves to be true that you do owe them something make it clear that they failed to explain the full facts and allowed you to slip into whatever arrears that have occurred……All the best either way and I’m sure we’ll save your seat in the Stag.