[Margaret Pilkington]

I think that I have probably been very lucky in that I have always had a job.......only once was on short time, and that was during the power cut years......I have never drawn dole money, and I have had a relatively healthy life. Money was very tight when we first got married.... but as life got a bit easier I decided that I HAD to save......didn't want to be working until I was 60........you just have to decide what you want to do.
We aren't well off, but we can make ends meet......because of having saved a bit.