[MUMMIBOO]

You are all right there is nothing left for the customers, and there is to be an investigation and the directors all resigned so to keep themselves on par(if you will) the owners of the company still have there nice house and nice clothes and nice cars and all their money stashed away in their wifes bank accounts and the staff have now all had their redundency pay and the people who paid by credit card mainly have their money back. The only people who are now suffering is the people like me who were daft enough to pay by debit card/cash. The financial ombudsman have the power to get my money back from the bank not the company like credit card customers can get theirs back the bank can do what is called a chargeback, as a consumer it is my right to ask the bank to do that which i did and the lovely people at our bank shook their heads and said no ( because they are so helpful at Natwest even though other people are getting the help from their banks!! So thats where the financial ombudsman comes in they have the power to get that decision overturned, normaly the financial ombudsman only deals with credit cards but they have been asked to look into the time/tiny/granville cases with debit cards.

so you see that is why the financial ombudsman is my last chance, i wont give up until i am defeated but dont worry i am not holding my breath its like you said if i expect nothing and then gain from it then its better than expecting something and getting nothing.

Thank you all you are all wonderful x