[Madhatter]

Your still getting mixed up between needing money and is it important. You need money to but things to live, other than that it's not important. You can do without the car, plenty people have never had a car. You can go with booze, without your holiday, pc's internet, phone, tv. You don't need them to live, therefore any more than a basic amount of money, you don't need and it's not important. when on income support, the government only give you enough to live on, if money was important they'd give you some for holidays ant booze.
Anyway you can get a job that pays lodgings food and clothes, then you don't need any money.