[Gayle]

But the point is that you don't because you don't need to. You have sufficient money to live but you also have a little extra to enjoy a luxury.

I'll stick to my point, money is important. Yes, in varying degrees but it's important. The only people that it's not important to is the ones that have too much of the stuff like everyone's new best friend 'Dave'. The rest of us manage to get by, we try to earn that little bit more than we need so that we can have a few luxuries to give us a quality of life that makes it worth while.