[entwisi]

I'm sorry Jambutty but you are quite simply wrong, the comma does have the ability to be either "and" or "or" and THIS IS BASED on the final operator. In the case of everything YOU have quoted it clearly states OR. The FAQs were written to be clear and concise using the correct English syntax that would also stand up in a court of law. They are not ambiguous and to be honest if you think they are then perhaps you should consider your command of the language we claim to speak in this land. To use the operator "or" twice in the same sentance as you suggest would break the rules of grammar.


Perhaps its not what is written that is unclear, it is your comprehension that is flawed


PS, as has been pointed out, £1 in a savings account is enough to stop any charges.