Quote:
Originally Posted by entwisi
Actually Mel, the Direct Debit guarantee states that any problems with a DD should be credited back to the persons account and disputed from there. Also any charges incurred due to the DD should be refunded and only recharged if the original DD proved to be correct. The originator MUST inform the account holder of any changes to the amount being collected in advance of the collection date
Full details here
http://www.bacs.co.uk/BPSL/directdeb...ic/yourrights/ |
Doesn't cover if you have problems with money going into your account on wrong day or delays without notice & direct debit happens to co-incide causing a bounce, as with owt sods law happens theres no coverage just stuck with a bill also in cases of when the company/bank dont take it out on days set, even tho thats in place its sometimes very hard to get revolked as they use the red tape clause. I only have one DD the rest despite best effort to diffuse the pestering for DD, prefer to pay by card or direct cash/cheque - that way i know exactly whats in & out, you have more control whereas DD you dont necessarily.