[shillelagh]

How many banks will take £2 over the counter? Not many you have to have minimum deposit. I've said it before Credit unions will take any amount of money up to a certain amount. You will get paid a dividend as well. The thing is credit unions are under the guiding thumb of the FSA so your money is safe. They also do loans and there is one in Hyndburn now because Haslingden & Helmshore Credit Union extended their boundary and became the HHH Credit Union - Haslingden, Helmshore and Hyndburn Credit Union. You save as much as you want when you want and you can also get loans. Thats how i used to pay my car insurance - because you had to pay extra to pay by direct debit so i'd get a loan and pay it up front and then pay it back over the year. I know the Credit Unions in Rossendale if you have been affected by Farepak if you take the details that you had with you to the credit union they will offer you a loan to tide you over christmas.