Well, now I am completely the wrong way around!!
Found myself not going to bed 'til very late and not getting up 'til late .. wasting half the day !! Know you can't when you have young kids, but this is getting ridiculous .. find myself almost getting up in the dark. Would I be like this when I can eventually afford to retire ? How do you force yourselves out of bed when no work to go too ... retirement seems a little daunting to me.
Think I might need a course before I do. Would be interesting to hear from some of our retired members.