Quote:
Originally Posted by entwisi
But 1) its technically illegal and his insurance co will wriggle like a wriggly thing if he ever claims
2) its not 3rd party, its road traffic act only which means they don't even cover the other persons car, only injuries so if he hits someone he will find himself having to cough up for any reapirs to the car.
3)How will he tax the M3, you need a valid insurance cert to do so, they won't let him tax it based on his 3rd party cover.
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Its is a very grey area, soon to own a vehicle you must insure it, bit like the tax system.
Also with the introduction of the MID (Motor Insurance Database), more uninsured vehicles are being taken of the road, if you was stopped in Accrington, your vehicle would normal be taken from you at the road side, down to AAA in Clayton at a cost of £135.00 Ish, and I think about £12 a day, you have to prove its insured before you can get it back.
Also the Driving other cars extention is all fine, but lets say the M3 isnt insured at all, a police camera would pick it up as Uninsured, so a stop and producer, nothing more than hassel really. However as soon as he steps out of the vehicle, if its on a public highway it is now illegal as its uninsured, and could be towed away.
The Driving other vehicle extention, would cover the other persons (Third Partys) vehicle also, as well as any other Third Party Property that was damaged. (Not all polices are the same but the majority would).