[Ianto.W.]

I fully agree with you Ian, it's a case of "if you can't stand the heat , dont go in the kitchen". These things should be thought through at length before being embarked upon, money is cheap to borrow at the moment, but just look back to the 'Thatcher' years', base rate 13 per cent plus 5 per cent bank charges for company overdrafts. No wonder half the country went bust!