[garinda]

I found my old London flat on an Estate Agent's site last weekend.

Just an ordinary, first time buyers, one bedroom garden flat, near a tube line. Nothing special. I bought it in 1991 for £42,000, and sold it eight years later for well over three times that amount. It's now for sale at £225,000.

Unlike other people, I do have sympathy for people who are affected by the interest rise, especially for people who felt forced to take out motgages up to five times their salaries. £75 might be the difference from them worrying about the bills that fall on their mat or not.