[entwisi]

but willow taht example is also taking it as 2 people on what is just over minimum wage. Most couples I know have at least one person on more than that.

I know its maybe not as easy as it was when I bought our house but its still possible.

In the original post I was trying to show that even though rates rise people seem to value their luxuries over and above their homes. It does also come down to people ignoring advice from Banks/ etc that you should always ensure you are not stretched financially when you buy property. There needs to be a buffer zone between incomings and outgoings to handle things like rate rises, emergency repairs, maintenance etc.