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Old 13-01-2007, 11:29   #37
Ianto.W.
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Re: Interest rate rise

Quote:
Originally Posted by garinda View Post
That's fine, if yout property is worth the same, or more than you took out a mortgage on it for, or if you plan to stay in the property long term.

When I first bought after the last crash, lots of my friends were in negative equity, and couldn't afford to sell sell. They just had to sit and wait for the value of their property to rise again to what they paid for it.

Some wanted to move because they'd got other jobs. Some because they now had children and were in a one bedroom flat. One couple I knew got divorced, but still had to live together because they couldn't afford to sell and split the cash from their property, because there wasn't any.
I take your very valid point garinda it does not work for everyone, but in the long run you can't lose on property, I have owned this property since 1964 but have not always lived here, I kept it as an 'insurance policy' which has now matured.

Last edited by Ianto.W.; 13-01-2007 at 11:31.
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