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Old 13-01-2007, 14:37   #40
***Mr D***
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Re: Interest rate rise

Quote:
Originally Posted by garinda View Post
Still feel sorry for people who are struggling though. Salaries haven't risen anywhere near as much as the vastly inflated house prices. The market hasn't stagnated or crashed already because lenders now give mortgages for up to five times people's salaries, or for longer than the traditional twenty five years. Without first time buyers being able to get on the property ladder, the whole chain of house sales grinds to a halt.
That the main struggle. and if you cant afford the fees involved in starting your morgage, inc a 5% deposit then you are really snookerd, I would love to buy my own property, but it would leave me struggaling to have a life. and be over 35 years.
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