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accymel · 13-01-2007, 16:13

Things is where the difference is why these 'sharks' come into it tho is that a loan is given with out the save bit, some people cant do that initially then once a loan is needed/taken then the money is found at a rob peter to pay paul balance per week - seriously!

You need a washer say cost £159, you have no washer atm & washing in the bath [yes done that a fair few times] you cant really save for 13weeks [3 mnths] then to get the loan, but with the sharks that knock on the door [usually at these timed moments too] who are they going to go with realistically ???? get now not later sort of thing! Even harder to break the mould once u have a regular credit shark - all intentions of not renewing a loan once paid up [bloody something else goes/needs replacing] & hey presto the sales are soon quick to make an offer so tempting - even more on a need basis - thats where they have u by the short & curlies!!

Dont get me wrong Jen the credit union is a good idea, wish that was plugged more as many dont know it exists, but will take up that once i can get my payments down on this lot, one loan finished & yeh i didnt renew & praying nowt i need comes up but mind u have funded myself a bit easier this time.

13-01-2007, 16:13	#31
accymel I am Banned Join Date: Oct 2004 Posts: 7,688 Liked: 0 times Rep Power: 0	Re: Loans Things is where the difference is why these 'sharks' come into it tho is that a loan is given with out the save bit, some people cant do that initially then once a loan is needed/taken then the money is found at a rob peter to pay paul balance per week - seriously! You need a washer say cost £159, you have no washer atm & washing in the bath [yes done that a fair few times] you cant really save for 13weeks [3 mnths] then to get the loan, but with the sharks that knock on the door [usually at these timed moments too] who are they going to go with realistically ???? get now not later sort of thing! Even harder to break the mould once u have a regular credit shark - all intentions of not renewing a loan once paid up [bloody something else goes/needs replacing] & hey presto the sales are soon quick to make an offer so tempting - even more on a need basis - thats where they have u by the short & curlies!! Dont get me wrong Jen the credit union is a good idea, wish that was plugged more as many dont know it exists, but will take up that once i can get my payments down on this lot, one loan finished & yeh i didnt renew & praying nowt i need comes up but mind u have funded myself a bit easier this time.