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Re: You wonder why Insurance is dear
car insurance was a rip off even before the claim trend came to effect
lets face it if it wasnt fraudulant claims they would still put prices up and think of another reason but never admit they are greedy sods who get away with charging what they like because you cant drive without it
fraudulant claims are rife and the favourite one at the moment is to get a car full of friends and slam on infront of an unsuspecting motorist , infact in some cases people are fitting a switch that disengages teh brake lights so that the person behind has even less chance of not hitting them
people found to be doing this should be jailed for endangering lives and commiting fraud
another trick is to have a friend with no claims bonus ram into the back of your car again with every seat occupied in both vehicles by friends who can then all put a claim in
not done it mysef but i do know somone who works for recovery and he tells me a lot about what folk are up to
knowing whats going on and proving whats going on are sadly two seprate things all together so usualy the insurers have to pay up
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