Re: You wonder why Insurance is dear
Chav there is more to the claim than the ferrari, what about the bus queue of young mums or the bloke who is the sole earner looking after his wife and 10 kids. Who's going to pay their living expenses when you cripple him?
My insurance is probably not the cheapest by a long chalk as I drive a reasonably powerful car and I do high mileage. I've also been on teh receiving end of a large payout when I broke my back. All I can say is that I'm glad she was insured and that I wasn't in a position of chasing her through teh courts for teh money.
IMHO you should be given an insurance 'disc' that should be displayed alongside teh tax disc with its expiry date etc on. Any cars without a valid disc should be crushed and teh owners put inside for 6 months. That would scare a few.
I've said it before on here. Its time we got tough on crime and punishment but there isn't a goverment(now or any of teh alternatives) that have the balls to do it. stop these cushy prisons, put people away if they break teh law, make them do hard labour for no wages. Its meant to be punishment, lets make it so
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