Quote:
Originally Posted by entwisi
Chav there is more to the claim than the ferrari, what about the bus queue of young mums or the bloke who is the sole earner looking after his wife and 10 kids. Who's going to pay their living expenses when you cripple him?
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when an insurer takes you on it is a gamble they take in respect that you may not have an accident or you may end up costing them a lot of money , insurance companies have enough revenue coming in to cope with payouts and if they dont liek the idea that they can loose money as well as make it then they shouldnt be in buisness , they cant loose because if a big claim went in they would just spread it out over everyone elses policies who have done nothing wrong rather than loose any proffit
if any other buisness lets say a computer shop has 100 computers for sale and the owner looses 10 of the compuers in a game of cards is it right that he puts the price up on te other 90 remaining computers to cover his bad luck at gambling
lets not forget all the policy money is also gainig interes or invested in stock which i also have a sneaky suspicion that when their stock choices dont do so well tehy also pass their losses onto us
i realy do think there shoudl be a limit as to what losses they can pass on to the customer , like i said its a gamble and if they dont like the thought that they may loose money then they shouldnt gamble
i do agree that there shoudl be stickter punishment for people not having insurance and maybe if tehse companies wernt so greedy and didnt charge so much those that struggle to afford it would be able to