[Ianto.W.]

We used to call it riding the tigers back, as long as the creditors are prepared to wait a little longer to be paid rather than move in and maybe get nothing it works, it is illegal but there are thousands of companies out there doing it ie; Fairpack Ltd. The smart thing to do is never pay a deposit, or 'up front' for anything if you are a consumer, as these people are the ones that fund these rougue companies.