I am currently going through court with my bank to reclaim my charges, I have went through the correct procedure for doing it all - started way back in april..and I am finally at the courts with it...just waiting on a date for my hearing....and I know folk will say you should manage your account better but I dont have a problem with being charged - its the amount they charge...
and although the martin lewis site is ok - I have used this one..which gives you all court documents too and also what to put on them...really good forum for anyone wanting to know more about it all...
Penalty Charges Forum - Powered by vBulletin