Quote:
Originally Posted by Royboy39
I have had over 50 years experience dealing with banks from the sharp end
and yes I probably do.
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Then you should have advised your wife to take advantage of the free overdraft facility...and then no charges would have been levied against her account in the first place.
Lots of people in this thread have been sympathetic, and given useful advice as well, what you chose to do with it is up to you, but I just hope there isn't another thread moaning about it in the future, if you don't.
As for banking compared to other businesses, most companies receive a discount if prompt payement is forthcoming, and are charged on a gradually increasing scale if it isn't. Not rocket science, just simple economics, and not just confined to banking.